Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

“Once every 10 or 20 years, a researcher identifies a tool that can be used to transform the way in which a product or service is conceptualized. It is my opinion that Dr. Heo has made such a breakthrough. As the largest life insurance companies move closer to writing $400 billion in annual direct premiums, it is important for financial advisors, insurance executives, consumer advocates, and policy makers to better understand the factors that shape the insurance buying process. Through the use of machine learning technologies, Dr. Heo provides ground-breaking insights into why some consumers purchase insurance, why some drop coverage, and what can be done to make sense of the complicated insurance marketplace. Anyone interested in gaining an understanding of the nuances embedded in the life insurance marketplace should read this book.” —John E. Grable, University of Georgia, USA “Heo is on a quest to reflect the complexities of the world in his study. He introduces how holistic patterns in reality can be better identified and addressed in predicting the demand for life insurance. This book will reshape the way we see how financial decisions are studied. This book is a delightful guide full of useful insights for those of us who want to enjoy a journey to a dynamic nonlinear systemic framework in consumer finances and relevant disciplines. Heo offers a great explanation of the basics of the analytic framework and all the key results, making the book a great resource for researchers and for financial practitioners as well. The new framework can be applied in diverse setting and the book will provide the ideal introduction to an artificial neural network application in the field.” —Jae Min Lee, Minnesota State University, Mankato Wookjae Heo is an assistant professor of Consumer Affairs at the South Dakota State University, USA. Prior to earning a PhD from the University of Georgia, USA, he had worked for a marketing consulting firm and received a MA Degree in Consumer Sciences from Seoul National University, South Korea. His main research interest is broadly about consumer behavioral intervention, financial stress on consumer behavior, demand of life insurance, and data mining/data analysis in consumer research.

Life insurance. --- Insurance, Life --- Insurance --- Viatical settlements --- Insurance. --- Personal finance. --- Pension plans. --- Personal Finance/Wealth Management/Pension Planning. --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Financial literacy --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Planning --- Pensions.

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

This book provides computational tools that readers can use to flourish in the retirement income industry. Each chapter describes recipe-like algorithms and explains how to implement them via simple scripts in the freely available R coding language. Students can use those skills to generate quantitative answers to the most common questions in retirement income planning, as well as to develop a deeper understanding of the finance and economics underlying the field itself. The book will be an excellent asset for experienced students who are interested in advanced wealth management, and specifically within courses that focus on holistic modeling of the retirement income process. The material will also be useful to current and future wealth management professionals within the financial services industry. Readers should have a solid understanding of financial principles, as well as a rudimentary background in economics and accounting.

Statistics . --- Personal finance. --- Pension plans. --- Accounting. --- Bookkeeping . --- Statistics for Business, Management, Economics, Finance, Insurance. --- Personal Finance/Wealth Management/Pension Planning. --- Accounting/Auditing. --- Double entry bookkeeping --- Business --- Business education --- Accounting --- Accountancy --- Business enterprises --- Commerce --- Commercial accounting --- Finance --- Financial accounting --- Bookkeeping --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Financial literacy --- Statistical analysis --- Statistical data --- Statistical methods --- Statistical science --- Mathematics --- Econometrics --- Planning --- Finance, Personal. --- R (Computer program language). --- GNU-S (Computer program language) --- Domain-specific programming languages

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

This book examines the major economic challenges associated with the sustainability of public pensions, specifically demographic change, labor-market relations, and risk sharing. The issue of public pensions occupies the political and economic agendas of many major governments in the world. International organizations such as the World Bank and the OECD warn that the economic changes driven by an aging society negatively affects the sustainability of pension systems. This book analyzes different global public pension systems to offer policies, methods and tools for sustainable public pensions. Real case studies from France, Sweden, Latin America, Algeria, USA and Mexico are featured.

Pensions --- Government policy. --- Compensation --- Pension plans --- Retirement pensions --- Superannuation --- Retirement income --- Annuities --- Social security individual investment accounts --- Vested benefits --- Finance, Public. --- Welfare economics. --- Industrial management—Environmental aspects. --- Personal finance. --- Pension plans. --- Public Finance. --- Social Choice/Welfare Economics/Public Choice/Political Economy. --- Sustainability Management. --- Personal Finance/Wealth Management/Pension Planning. --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Financial literacy --- Economic policy --- Economics --- Social policy --- Cameralistics --- Public finance --- Public finances --- Currency question --- Planning --- Condicions econòmiques --- Política governamental

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

This book examines the challenges for the life insurance sector in Europe arising from new technologies, socio-cultural and demographic trends, and the financial crisis. It presents theoretical and applied research in all areas related to life insurance products and markets, and explores future determinants of the insurance industry’s development by highlighting novel solutions in insurance supervision and trends in consumer protection. Drawing on their academic and practical expertise, the contributors identify problems relating to risk analysis and evaluation, demographic challenges, consumer protection, product distribution, mortality risk modeling, applications of life insurance in contemporary pension systems, financial stability and solvency of life insurers. They also examine the impact of population aging on life insurance markets and the role of digitalization. Lastly, based on an analysis of early experiences with the implementation of the Solvency II system, the book provides policy recommendations for the development of life insurance in Europe.

Insurance. --- Macroeconomics. --- Actuarial science. --- Personal finance. --- Pension plans. --- Demography. --- Economic policy. --- Macroeconomics/Monetary Economics//Financial Economics. --- Actuarial Sciences. --- Personal Finance/Wealth Management/Pension Planning. --- Economic Policy. --- Economic nationalism --- Economic planning --- National planning --- State planning --- Economics --- Planning --- National security --- Social policy --- Historical demography --- Social sciences --- Population --- Vital statistics --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Financial literacy --- Statistics --- Insurance --- Assurance (Insurance) --- Coverage, Insurance --- Indemnity insurance --- Insurance coverage --- Insurance industry --- Insurance protection --- Mutual insurance --- Underwriting --- Mathematics --- Life insurance --- Marketing. --- Insurance, Life --- Viatical settlements

Choose an application

• Reference Manager
• EndNote
• RefWorks (Direct export to RefWorks)

This open access book seeks to foster a multidisciplinary understanding of the ties between faith, financial intermediation, and economic progress by drawing on research across economics, finance, history, philosophy, ethics, theology, public policy, law, and other disciplines. Chapters in this edited volume examine themes as consequential as economic opportunities, real world outcomes and faith; values and consumerism; faith, financial intermediation and economic development in Western and Islamic societies; and the impact of faith issues on US workers, on the workplace and religion, and on the characteristics of good wealth. Though engaging with difficult questions, this book is written in an accessible style to be enjoyed by laypeople and scholars alike.

Culture—Economic aspects. --- Business—Religious aspects. --- Personal finance. --- Pension plans. --- Religion and sociology. --- Macroeconomics. --- Bank marketing. --- Cultural Economics. --- Faith, Spirituality and Business. --- Personal Finance/Wealth Management/Pension Planning. --- Religion and Society. --- Macroeconomics/Monetary Economics//Financial Economics. --- Financial Services. --- Banks and banking --- Marketing of bank services --- Marketing of banking services --- Marketing --- Economics --- Religion and society --- Religious sociology --- Society and religion --- Sociology, Religious --- Sociology and religion --- Sociology of religion --- Sociology --- Finance, Personal --- Financial management, Personal --- Financial planning, Personal --- Personal finance --- Personal financial management --- Personal financial planning --- Finance --- Financial literacy --- Planning --- Cultural Economics --- Faith, Spirituality and Business --- Personal Finance/Wealth Management/Pension Planning --- Religion and Society --- Macroeconomics/Monetary Economics//Financial Economics --- Financial Services --- Business Ethics --- Personal Finance, Wealth Management, Pension Planning --- Sociology of Religion --- Macroeconomics and Monetary Economics --- Theology and Economics --- Christianity --- Biblical stewardship --- Islamic Finance --- inequality --- moral ecology --- Open Access --- Business ethics & social responsibility --- Religious life & practice --- Religious issues & debates --- Macroeconomics --- Monetary economics --- Banking --- Culture --- Business --- Pension trusts. --- Economic aspects. --- Religious aspects.